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Upcoming Workshops All Workshops begin promptly at 7PM Thousand Oaks Library 1401 East Janss Road Thousand Oaks, CA
Wed., January 27th
HOLIDAY HOURS Dec. 24th, 1PM close
Office Closed Dec. 25 - Jan 1, 2009
We wish everyone a Safe and Happy Holiday Season and Best Wishes for 2009!
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WELCOME
The price of a college undergraduate degree for just one student now ranges from $60,000 at a state college to over $200,000 for many private colleges. Multiply that by 2 or more students and adjust upwards 6-8% for inflation each year and you know why families are in crisis paying for a college education!
Very few families, regardless of income or assets, can afford to spend an additional $60,000 to $200,000 in after-tax dollars in just a short 4- or 5-year period. Earning and spending these college dollars can be a major drain on a family's finances. If the family uses college loans to "spread out" the pain, it often adds 50% to the final cost of an education.
It doesn't matter if the family uses cash or loans to pay. The total cost of college is devastating to future retirement. Few families realize that paying $200,000 for an education when a parent has 15 years until retirement means a LOSS of nearly $1 million in future retirement dollars!

| | Dennis Stewart heads a team of professionals that will help you:
- Determine the right strategy to comfortably pay for college for all your students without touching your savings and without relying on financial aid.
- Cut your out-of-pocket costs for college
- File financial aid applications that give you access to parent and student loans, merit aid, grants, and institutional scholarships.
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| Offer exceeds need . . . | "Our daughter received an aid offer that exceeded her 'need.' We had an Expected Family Contribution of over $16,000. Our daughter had worked hard and had great grades, as well as a good SAT I score and a major that made her very desirable to the college. To entice her to choose their school, the financial aid offered by the college put the total out-of-pocket cost to her parents at $10,000 - over $6,000 per year in savings! One of the secrets is that this very respected college is considered a 2nd Tier school and is not what Linda calls a 'name brand'. She says it’s a good example of what can happen if the student picks the right colleges."
- Marianne, from Thousand Oaks, CA
| More Testimonials
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