• Financial Services
• Home
• What We Do
• Who We Are
• The Process
• Our Team
• FAQs
• Contact Us

Success Calendar

• Determine Expected Family Contribution (EFC) and plan accordingly for savings/realignment of spending.
• Begin school and community activities for student resume.
• Take career interest tests to begin selecting majors.

SOPHOMORE YEAR

• Collect information on different colleges and majors of interest.
• Begin a college scholarship resource file if justified by Expected Family Contribution (EFC).
• Take PSAT (if ready) and determine which colleges need SAT II’s and take tests after each course completed.

• October: Take PSAT.  Research amounts of money given at each college.
• November: Continue collecting information on colleges.  Develop plan for maximum financial aid.
• December: Finalize asset structuring.  Last chance to implement.
• January: BEGIN BASE YEAR for financial aid. Make NO financial changes without a new Expected Family Contribution (EFC) impact analysis!
• February: Register for next SAT and ACT.  Study for tests and take prep courses, if needed.
• March through May: Make use of Websites to review colleges.  Write to admissions offices to request entrance and scholarship info.  Discuss college selections with your guidance counselor.  Repeat SAT I, if needed.
• Summer: Determine “safety schools” (colleges which accept 75% or more of applicants like you) and “stretch schools” (accept less than 50% of applicants like you) based on GPA and test scores.  Investigate/visit each school.  Go online and review essay questions on last year’s applications for potential colleges.

• September & October: Update college choices based on research.  Complete and mail admissions applications — minimum of 6-8 applications and essays.  Assume deadline of between November 1 and December 1 for most colleges.  Last chance to take SAT I.  Watch financial aid deadline dates for each college!
• November & December: Prepare and electronically file or mail CSS Profile, if needed.  Complete college institutional financial aid applications.
• January: File FAFSA electronically.  Complete and send off any other financial aid applications.
• February: Send a copy of prior year’s federal tax return to each school, if requested.
• March – April: Review acceptances and aid offers.  Compare each college’s award package.  Send admission acceptance and financial aid offer acceptance to schools.
• May: Send appeal letters and negotiate with colleges.  Choose THE college and notify those you’re not interested in.  Send a deposit.  Begin scholarship research for next year, if using.
• June: Apply for loans, then take a deep breath, and get ready to begin the whole process over again in September!

• September: Interview for on-campus jobs.
• January: File Renewal FAFSA electronically.  Complete and send federal taxes to school, if requested.
• April-May: Review aid offers.  Negotiate, if appropriate.  Sign and return renewal award letters.  Remember that award packages can change dramatically from year to year!  Don’t automatically assume you’ll get the same deal you did the year before!